Cole Financial Planning is a Fee-Only financial planning and Registered Investment Advisory firm serving Metro Birmingham and Tuscaloosa areas of Alabama. As a Fee-Only advisor, I work solely for my clients. Because no commissions are ever received, we reduce the possibilities for conflicts of interests regarding.

ColeFP works with people from all walks of life, providing Fee-Only financial planning and advice for everyday life. Clients have the flexibility to engage the firm on either a one-time, as-needed or ongoing basis.

Remember, you don’t have to have a fortune to start building one. Today is always the best time to get started. Whether you are building assets for the future — or seeking to protect, enjoy and pass on those you already have — Cole Financial Planning can help you along the way.

Your financial objectives may include:

• Ensure retirement income
• Reduce the burden of taxes

• Minimize the effects of inflation

• Create and preserve personal wealth

• Maximize wealth transfer

• Establish charitable legacies

• Reduce the risk of financially devastating events

• Foster peace of mind through proper planning today

To help you reach these important goals, ColeFP services include:

• Personal Financial Planning

• Investment Management Services

• Access to Institutional Class Mutual Funds

• Retirement Planning Strategies

• Cash Flow Spending Plan

• College Funding Advice

• Stock Option Advice

• Lump Sum Distribution Advice

• Life and Disability Insurance Needs Analysis

• Second Opinion on Investments or Current Financial Plan

• Financial Seminars for Military, Church and Civic Groups

• Corporate Employee Financial Education — Seminars on 401(k)s, Employee Benefits, etc.

My mission is simple: I am committed to providing independent, objective advice to people from all walks of life. Through the advantages of competent, professional planning, I seek to empower our clients to make the best financial decisions possible. As a staunch consumer advocate and Fee-Only client fiduciary, I continue to demonstrate my commitment to serving the public's best interests (please the definitions of these words, below). 

	Staunch -- Faithful, firm, friendly, reliable, solid, strong, resolute;
	Advocate -- Defender, deputy, friend, justifier, supporter, advisor;
	Fiduciary -- Trustee, financial officer;
	Interests -- Cause, benefit, gain.